You would know that there are many credit cards which are providing customers with valuable rewards and benefits. There are many chances where a person thinks that the card which they are using is not fit for them. If the person wants to cancel the Chase card then they have to take some action. You might think that if you are not using the card then it would automatically be closed. It is not possible at all. It is very important to understand the options and how the decisions you have made can impact your credit. If the person wants to know how to cancel chase credit card then they have to read the below content.
3 ways to cancel a Chase credit card:
The person can easily cancel the chased credit card by following certain steps which are listed below:
- Call customer service: The person can call the customer service phone number which is printed on the backside of the credit card. If the person is not able to find the credit card then they can even call at 800-432-3117. When you call the service center then you have to tell them that you want to close your account. They would be providing you with many alternatives but if you do not want to choose any alternative then they would be closing your account.
- Send a secure message online: The faster option for closing an account is to send a secure message from the chased mobile number. You have to provide the company with detailed information on why they want to close an account. The customer service would be providing you with the information that they have closed your account or asking about the extra information.
- Mail a letter to Chase: If the person like to write a letter to the company then they can choose this option. This method is considered one of the slowest methods. Through this procedure, the person would not be able to get a quick answer from the company.
Will closing the account affect your credit score?
You should know that when you choose to close the account then your credit scores would be affected to a larger extent. The size of the effect would depend on various factors which is including overall credit history, age of card, and many more. Some of the effects which can be seen are as follows:
- It can show some negative effects on overall credit utilization
- There can be a great downfall in the average age of your account.
Conclusion:
The person would be using various credit cards in their life. But there are times when they think that they are not getting any benefit from the card. So, they choose to close the account from the chased company. If the person is closing the account from the chased company then they have to face various issues and effects. They have to follow certain steps to cancel the Chase credit card. You can even visit accountiod from clearing your doubts.
